h1 .h1-kicker{display:block;font-family:Golos,"Golos Fallback",sans-serif;font-weight:400;line-height:1.55;letter-spacing:normal;max-width:none}
.home-page .hero-copy h1 .hero-kicker{display:block;font:400 16px/1.55 Golos,"Golos Fallback",sans-serif;letter-spacing:normal;color:#9fb8cc;margin-bottom:20px}
@media(prefers-reduced-motion:no-preference){body:not(.motion-off) .hero-copy h1 span:nth-child(4){animation-delay:.24s}}
@media(max-width:600px){.home-page .hero-copy h1 .hero-kicker{font-size:14px;margin-bottom:14px}}
.request-contact{margin:24px 0 20px}
.request-contact .field input{width:100%}
.hp-field{position:absolute!important;left:-10000px!important;top:auto!important;width:1px!important;height:1px!important;overflow:hidden!important}
.lead-captcha{margin-top:20px;max-width:100%;overflow:hidden}
.lead-captcha:empty{display:none}
.lead-status{margin-top:14px;font-size:14px;line-height:1.5;color:#4d6c84}
.request-paper .button[aria-busy="true"]{opacity:.75;cursor:progress}
.article-intro .article-lead{max-width:760px;font-size:18px;line-height:1.6}
.article-intro h1{max-width:980px;font-size:clamp(38px,4vw,58px)}
.article-meta{display:flex;flex-wrap:wrap;gap:6px 22px;margin-top:22px;font-size:14px;color:#4d6c84}
.article-meta span+span::before{content:"·";margin-right:22px;margin-left:-11px;color:#8aa4b8}
.legal-layout .article-prose{max-width:760px;font-size:18px;line-height:1.7;color:#2f506b}
.legal-layout .article-prose>*{margin:0}
.legal-layout .article-prose>*+*{margin-top:22px}
.legal-layout .article-prose>h2{margin:60px 0 0;font-size:32px;line-height:1.22;color:#14324f;scroll-margin-top:120px}
.legal-layout .article-prose>h2:first-child{margin-top:0}
.legal-layout .article-prose>h3{margin:36px 0 0;font-size:22px;line-height:1.3;letter-spacing:-.02em;color:#14324f}
.legal-layout .article-prose>h2+*{margin-top:20px}
.legal-layout .article-prose>h3+*{margin-top:10px}
.article-prose ul,.article-prose ol{padding-left:1.35em}
.article-prose li+li{margin-top:10px}
.article-prose li::marker{color:#476d8d}
.article-prose a{color:#1d5a92;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
.article-prose a:hover{color:#0f3d66}
.article-prose a.button{color:#fff;text-decoration:none}
.article-prose strong{color:#14324f;font-weight:600}
.article-prose .table-wrap{overflow-x:auto;background:#fff;border:1px solid #c4d5e0;border-radius:6px;-webkit-overflow-scrolling:touch}
.article-prose .table-wrap:focus-visible{outline:2px solid #245b91;outline-offset:2px}
.article-prose .table-hint{display:none;margin:0;padding:10px 16px 0;font-size:13px;color:#5b7890}
.article-prose table{width:100%;min-width:560px;border-collapse:collapse;font-size:15px;line-height:1.5}
.article-prose th,.article-prose td{padding:13px 16px;text-align:left;vertical-align:top;border-bottom:1px solid #dbe6ee}
.article-prose th{background:#edf3f7;color:#14324f;font-weight:600}
.article-prose tr:last-child td{border-bottom:0}
.article-prose .article-cta{background:#e3edf4;border-left:3px solid #245b91;padding:20px 24px;border-radius:4px}
.article-prose .next-step{margin-top:60px;padding:36px;background:#0b253c;color:#d7e4ee;border-radius:8px}
.article-prose .next-step h2{margin:0;color:#fff;font-size:30px;line-height:1.2}
.article-prose .next-step p{margin-top:14px;color:#b8cbdc}
.article-prose .next-links{display:flex;flex-wrap:wrap;align-items:center;gap:18px 32px;margin-top:26px}
.article-prose .next-links .button{min-width:300px}
.article-prose .next-links a:not(.button){color:#fff}
.legal-layout>nav .policy-links a{color:#244f70}
.articles-hub .hub-tools{display:grid;gap:18px;margin-bottom:26px}
.articles-hub .search-label{font-weight:500;color:#173f5d}
.articles-hub .search-line{display:flex;gap:12px;max-width:620px}
.articles-hub #article-search{flex:1;min-width:0;min-height:54px;padding:12px 16px;border:1.5px solid #54718b;border-radius:6px;background:#fff;font:400 16px/1.4 Golos,"Golos Fallback",sans-serif;color:#17344e}
.articles-hub #article-search:focus-visible{border-color:#245b91;outline:2px solid #245b91;outline-offset:2px}
.articles-hub #clear-search,.articles-hub .reset{min-height:54px;padding:0 18px;border:1.5px solid #9eb6c8;border-radius:6px;background:#fff;color:#17344e;font:500 15px/1.2 Golos,"Golos Fallback",sans-serif;cursor:pointer}
.articles-hub .filter-row{display:flex;flex-wrap:wrap;gap:10px}
.articles-hub .filter-row button{min-height:44px;padding:10px 18px;border:1px solid #9eb6c8;border-radius:999px;background:#fff;color:#17344e;font:500 15px/1.2 Golos,"Golos Fallback",sans-serif;cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.articles-hub .filter-row button:hover{border-color:#245b91}
.articles-hub .filter-row button[aria-pressed="true"]{background:#0b253c;border-color:#0b253c;color:#fff}
.articles-hub .results-count{margin-bottom:18px;font-size:14px;color:#4d6c84}
.articles-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.article-card{display:flex;flex-direction:column;gap:12px;padding:28px;background:#fff;border:1px solid #c4d5e0;border-radius:8px;transition:border-color .2s,box-shadow .2s}
.article-card:hover{border-color:#8fb0c8;box-shadow:0 12px 28px #0b253c14}
.article-card[hidden],.empty-state[hidden]{display:none!important}
.article-card small{font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:#476d8d}
.article-card h3{font-size:22px;line-height:1.25;letter-spacing:-.02em;color:#14324f}
.article-card p{font-size:15px;line-height:1.55;color:var(--muted)}
.article-card .read-link{display:inline-flex;align-items:center;gap:10px;margin-top:auto;min-height:44px;color:#235578;font-weight:500}
.article-card .read-link .ui-arrow{width:20px;height:20px;flex:0 0 20px}
.empty-state{padding:36px;background:#fff;border:1px dashed #9eb6c8;border-radius:8px}
.empty-state h3{font-size:24px;color:#14324f}
.empty-state p{margin:10px 0 20px;color:var(--muted)}
.related-section+.related-articles{padding-top:0}
.related-articles h2{margin-top:0}
@media(max-width:1000px){.articles-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.legal-layout .article-prose{font-size:17px}}
@media(max-width:700px){.article-prose .table-hint{display:block}}
@media(max-width:600px){.articles-grid{grid-template-columns:1fr;gap:16px}.article-card{padding:22px}.article-card h3{font-size:20px}.articles-hub .search-line{flex-direction:column}.legal-layout .article-prose{font-size:16px;line-height:1.65}.legal-layout .article-prose>h2{margin-top:46px;font-size:26px}.legal-layout .article-prose>h3{font-size:19px}.article-prose .next-step{padding:26px 22px}.article-prose .next-step h2{font-size:24px}.article-prose .next-links .button{min-width:0;width:100%}.article-intro h1{font-size:34px}.article-intro .article-lead{font-size:16px}.article-meta span+span::before{display:none}.article-meta{flex-direction:column}}
@media(prefers-reduced-motion:reduce){.article-card,.articles-hub .filter-row button{transition:none}}

.legal-layout>*{min-width:0}
.article-prose{overflow-wrap:break-word}
@media (max-width:600px){.article-prose .next-step{padding:28px 22px}.article-prose .next-links .button{min-width:0;width:100%}}

.button .button-label{font:inherit;line-height:inherit}
.calc-cta{width:100%;margin-top:22px}
.calc-cta[hidden]{display:none}
.calc-cta .button{width:100%;min-width:0;max-width:none;min-height:56px;margin-top:0;font-size:15px}
.calc-cta-note{margin:10px 0 0;font-size:14px;line-height:1.5;color:#48647d}
.calc-cta-note a{color:#14324f;font-weight:500;white-space:nowrap;text-decoration:underline;text-underline-offset:3px}
.calc-cta .button-label{text-wrap:balance}
@media(max-width:600px){.calc-cta .button{gap:12px;font-size:14px}}