/* Shared static multi-page system; mobile is flow-based, never a scaled 3D scene. */
[hidden]{display:none!important}.header-inner{position:static}.header{isolation:isolate}.header nav{gap:24px}.header-phone{font-size:14px}.header-contact{font-size:14px;gap:16px}.mega-toggle{display:flex;align-items:center;gap:7px;background:none;border:0;color:inherit;padding:12px 0;font:inherit;cursor:pointer;min-height:44px}.mega-toggle svg{transition:transform .2s}.mega-toggle[aria-expanded=true] svg{transform:rotate(180deg)}.mega-menu{position:absolute;top:100%;left:0;right:0;background:#15334e;border-top:1px solid #456079;box-shadow:0 18px 28px #03172733;padding:36px max(32px,calc((100vw - 1296px)/2));display:grid;grid-template-columns:1.8fr 1fr;gap:40px;color:#f5f9fc}.mega-links{display:grid;grid-template-columns:1fr 1fr;gap:10px 32px}.header .mega-links>a{display:flex;align-items:center;gap:16px;min-height:76px;padding:12px 0;border-bottom:1px solid #36526a;white-space:normal;font-size:18px;line-height:1.35}.mega-links .custom-icon{width:30px;height:30px;flex:0 0 30px;color:#a8c8e1}.mega-links .ui-arrow{width:22px;height:22px;flex:0 0 22px;margin-left:auto}.header a.mega-promo{display:flex;flex-direction:column;align-items:stretch;justify-content:space-between;white-space:normal;background:#264b6c;padding:26px;gap:24px}.mega-promo strong{font-family:Commissioner,"Commissioner Fallback",sans-serif;font-size:32px;line-height:1.12;letter-spacing:-.025em;font-weight:500}.mega-promo>span:last-child{display:flex;align-items:center;justify-content:space-between;gap:20px}.mega-links>a:hover{color:#bddbfa}.mega-promo:hover{background:#305b7d}
/* Stable hit area: no geometry changes on hover, no nested pointer targets. */
a.hero-folder:hover{transform:rotate(-3deg) translateZ(32px)}a.hero-folder{transition:filter .22s ease;animation:none!important}a.hero-folder:hover{filter:brightness(1.045)}a.hero-folder>*{pointer-events:none}.hero-folder::before,.hero-folder::after{pointer-events:none}.hero-dossier{animation:none!important}
.mobile-dossier{display:none}.case-grid :is(h2,h3) a{color:inherit;text-decoration:none}.case-read{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 0;margin-top:auto;color:#235578;font-size:14px;min-height:48px}.case-read .ui-arrow{width:22px;height:22px}.case-grid article>.case-description{font-size:16px;line-height:1.55;color:var(--muted);margin-block:18px 12px}.case-grid article .case-photo{display:block}.bank-grid{grid-template-columns:repeat(5,minmax(0,1fr));border:0}.bank-logo{border:0;border-top:1px solid #c7d6e1;border-right:1px solid #c7d6e1}.bank-logo:nth-child(5n){border-right:0}.bank-logo:nth-last-child(-n+5){border-bottom:1px solid #c7d6e1}.bank-logo:last-child{grid-column:auto}.bank-wordmark{font-weight:600;font-size:24px;text-align:center;line-height:1.2}.akbars{color:#08744e}.sovcom{color:#173d72}.bank-inverse img{background:#14385a;padding:8px 12px;border-radius:3px;box-sizing:border-box}.bank-logo img{max-width:200px;height:58px;object-fit:contain}.inner-page{background:#f8fafb}.breadcrumb{display:flex;align-items:center;flex-wrap:wrap;gap:10px;font-size:14px;line-height:1.5;padding-block:28px 44px}.breadcrumb a{color:inherit;opacity:.8}.breadcrumb>span[aria-current]{opacity:.65}.inner-hero{background:#0b253c;color:#f5f9fc;padding-bottom:80px}.inner-hero-grid{display:grid;grid-template-columns:1.16fr 1fr;gap:100px;align-items:center}.service-kicker{font-size:16px;margin-bottom:24px;color:#7797b0}.inner-hero .service-kicker{color:#b4ccdf}.inner-hero h1,.case-detail-intro h1,.privacy-intro h1{font-family:Commissioner,"Commissioner Fallback",sans-serif;font-weight:500;font-size:clamp(44px,4.8vw,72px);letter-spacing:-.045em;line-height:1.06;max-width:800px}.inner-lead{font-size:18px;color:#b8cbdc;line-height:1.6;margin-top:28px;max-width:560px}.inner-hero .button{margin-top:32px;max-width:330px}.service-document{position:relative;background:linear-gradient(110deg,#fff,#eaf1f6);color:#14324f;padding:34px 36px 28px;transform:rotate(2deg);border-radius:3px 12px 12px 3px;box-shadow:4px 5px 0 #afc7d9,8px 9px 0 #305674,18px 24px 38px #04152255;border-left:7px solid #d5e3ed}.document-head{display:flex;align-items:center;gap:18px;color:#547994;font-size:14px}.document-head .custom-icon{width:36px;height:36px;flex:0 0 36px}.service-document h2{font-size:32px;line-height:1.12;margin:30px 0 26px}.service-document ul{list-style:none;padding:0;margin:0}.service-document li{padding:14px 0;border-bottom:1px solid #c9d7e1;font-size:16px}.document-end{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:30px;font-size:14px;color:#54718b}.document-end img{width:42px;height:auto}.info-layout{display:grid;grid-template-columns:1fr 1.2fr;gap:110px}.info-layout h2{font-size:48px;line-height:1.08;letter-spacing:-.04em}.section-intro{font-size:18px;max-width:380px;color:var(--muted);margin-top:26px}.condition-list>div{display:flex;align-items:center;gap:24px;border-bottom:1px solid #c6d5e0;padding:24px 0}.condition-list>div:first-child{border-top:1px solid #c6d5e0}.condition-list h3{font-size:24px;line-height:1.3;letter-spacing:-.025em}.condition-list .custom-icon{width:34px;height:34px;flex:0 0 34px;color:#3e6d91}.paper-section{background:#dfebf2}.document-checklist{background:#fafdff;padding:36px 40px;box-shadow:4px 5px 0 #bdcedb,9px 12px 25px #19354e15}.document-checklist h3{font-size:30px;letter-spacing:-.035em}.document-checklist ul{list-style:none;padding:0;margin:24px 0}.document-checklist li{display:flex;align-items:center;gap:18px;padding:18px 0;border-bottom:1px solid #d8e2e9}.document-checklist .custom-icon{width:28px;height:28px;flex:0 0 28px;color:#537d9e}.document-checklist>p{font-size:14px;color:var(--muted)}.work-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:48px}.work-steps article{border-top:1px solid #a9c3d6;padding-top:28px}.work-steps .custom-icon{width:40px;height:40px;color:#426e91;margin-bottom:28px}.work-steps h3{font-size:28px;line-height:1.2;letter-spacing:-.035em}.work-steps p{margin-top:18px;color:var(--muted)}.process-caution{margin-top:40px;padding-top:24px;border-top:1px solid #c4d5e0;font-size:14px;color:var(--muted);max-width:850px}.related-section{padding:64px 0;background:#edf3f7}.related-section h2{font-size:30px;margin-bottom:28px}.related-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 60px}.related-links a{display:flex;align-items:center;gap:18px;border-top:1px solid #c4d5e0;min-height:84px;padding-block:18px;font-size:18px}.related-links .custom-icon{width:28px;height:28px;flex:0 0 28px}.related-links .ui-arrow{width:22px;height:22px;flex:0 0 22px;margin-left:auto}.editorial-intro{padding:14px 0 12px}.editorial-intro h1{max-width:960px}.workflow-list article{display:flex;gap:24px;padding:26px 0;border-top:1px solid #bcd0de}.workflow-list .custom-icon{width:34px;height:34px;flex:0 0 34px;color:#46759b}.workflow-list h3{font-size:24px;line-height:1.25;letter-spacing:-.035em}.workflow-list p{margin-top:14px;color:var(--muted)}.prose{font-size:18px;line-height:1.65;color:#345671}.prose h3{color:#14324f;font-size:28px;margin:24px 0 14px}.prose h3:first-child{margin-top:0}.prose p+p{margin-top:22px}.prose .text-link{margin-top:28px}.case-detail-intro{padding-bottom:0}.case-detail-intro .service-kicker{margin-top:12px}.case-detail-intro h1{max-width:950px}.case-detail-lead{font-size:20px;max-width:740px;color:var(--muted);margin-top:28px}.case-facts{display:flex;gap:80px;padding:36px 0}.case-facts>div{display:flex;flex-direction:column;gap:10px}.case-facts span{color:var(--muted);font-size:14px}.case-facts strong{font-size:30px;font-weight:500;letter-spacing:-.03em}.case-detail-photo{display:block;width:100%;max-height:640px;aspect-ratio:2/1;object-fit:cover;object-position:center 45%}.contact-directory{display:grid;grid-template-columns:1fr 1fr;gap:40px 70px}.contact-directory>a,.contact-directory>div{display:flex;align-items:flex-start;gap:22px;border-bottom:1px solid #b7ccdc;padding-bottom:32px;min-width:0}.contact-directory .custom-icon{width:34px;height:34px;flex:0 0 34px;color:#5984a2}.contact-directory>*>span{display:block;min-width:0}.contact-directory small{display:block;color:var(--muted);margin-bottom:14px;font-size:14px}.contact-directory strong{display:block;font-size:clamp(19px,2.5vw,31px);font-weight:500;line-height:1.35;letter-spacing:-.025em;overflow-wrap:anywhere}.contact-directory p{color:var(--muted);font-size:16px;margin-top:12px}.contact-directory .ui-arrow{margin-left:auto;width:24px;height:24px;flex:0 0 24px}.privacy-intro{background:#dfebf2;padding-bottom:50px}.privacy-intro>div>p{margin-top:22px;color:var(--muted)}.legal-layout{display:grid;grid-template-columns:240px 1fr;gap:90px}.legal-layout>nav{display:flex;flex-direction:column;align-items:flex-start;gap:20px;font-size:16px}.legal-layout .prose{max-width:760px}.legal-layout section+section{margin-top:54px}.legal-layout h2{font-size:32px;margin-bottom:24px}.legal-layout section{scroll-margin-top:120px}
@media(min-width:1001px) and (max-width:1250px){.header nav{gap:14px}.header-inner{gap:22px}.header-contact{display:none}.header nav>a,.mega-toggle{font-size:14px}.inner-hero-grid{gap:60px}.info-layout{gap:60px}}
@media(max-width:1000px){.header nav{gap:0;position:fixed;top:80px;bottom:0;max-height:calc(100dvh - 80px);overflow-y:auto;overscroll-behavior:contain;padding-bottom:32px}.header nav.is-open{display:flex}.header nav>a{min-height:58px;flex-shrink:0}.guarantees-nav{width:100%}.mega-toggle{font-size:20px;width:100%;justify-content:space-between;min-height:58px}.mega-menu{position:static;padding:8px 0 22px;display:block;border:0;box-shadow:none;background:transparent}.mega-links{display:flex;flex-direction:column;gap:0}.header .mega-links>a{min-height:62px;font-size:16px;gap:14px}.mega-links .custom-icon{width:26px;height:26px;flex-basis:26px}.header a.mega-promo{padding:22px;margin-top:22px;gap:22px}.mega-promo strong{font-size:27px}.mega-promo>span{font-size:15px}.header nav .nav-contact{margin-top:20px;min-height:64px}.menu-toggle{flex:0 0 48px}.inner-hero{padding-bottom:60px}.inner-hero-grid{gap:48px}.inner-hero h1{font-size:50px}.inner-lead{font-size:18px}.service-document{padding:26px 24px}.service-document h2{font-size:28px}.document-head{font-size:12px;gap:12px}.document-head .custom-icon{width:28px;height:28px;flex-basis:28px}.info-layout{gap:48px}.info-layout h2{font-size:40px}.section-intro{font-size:16px}.work-steps{gap:28px}.work-steps h3{font-size:25px}.document-checklist{padding:28px}.condition-list h3{font-size:21px}.legal-layout{grid-template-columns:180px 1fr;gap:40px}.contact-directory{gap:32px}.compact-cases article{display:grid;grid-template-columns:160px 1fr;column-gap:26px;grid-template-rows:auto auto auto auto;border-top:1px solid #bfceda;padding-top:26px}.compact-cases .case-photo{grid-column:1;grid-row:1/5;aspect-ratio:1/1.2;height:100%}.compact-cases .case-category{grid-column:2;margin-top:0;align-self:start}.compact-cases :is(h2,h3){grid-column:2;font-size:25px;margin-top:10px}.compact-cases article>.case-description{grid-column:2;margin-top:14px}.compact-cases .case-read{grid-column:2;margin-top:8px;max-width:220px}.notebook-scene{height:auto!important;min-height:0;grid-auto-rows:max-content;align-items:start}.home-page .notebook-scene{display:none!important}.mobile-dossier{display:block;min-width:0;margin-top:32px}.mobile-dossier details{background:#f9fcfe;box-shadow:0 3px 0 #b8ccda,0 9px 18px #183c4e10;margin-bottom:18px;border-radius:3px;overflow:clip}.mobile-dossier summary{display:flex;align-items:center;gap:18px;padding:24px;cursor:pointer;list-style:none;font-size:25px;line-height:1.2;font-weight:500}.mobile-dossier summary::-webkit-details-marker{display:none}.mobile-dossier summary .custom-icon{width:32px;height:32px;flex:0 0 32px;color:#547f9d}.mobile-dossier summary>span:not(.dossier-plus){min-width:0}.mobile-dossier summary small{display:block;font-size:14px;line-height:1.5;font-weight:400;color:#54718b;margin-top:8px}.dossier-plus{margin-left:auto;font-size:24px;flex:0 0 22px;color:#5a7c96}.mobile-dossier details[open] .dossier-plus{transform:rotate(45deg)}.mobile-sheet-body{padding:0 24px 26px}.mobile-sheet-body ul{padding:0;list-style:none}.mobile-sheet-body li{font-size:16px;padding:13px 0;border-top:1px solid #d0dde6}.mobile-sheet-body p{color:#56728b;font-size:14px;line-height:1.5;margin-top:20px}.dossier-sticky{display:block}.dossier-copy{max-width:none}.dossier-copy>p{max-width:620px}.bank-grid{grid-template-columns:repeat(5,minmax(0,1fr))}.bank-wordmark{font-size:18px}.bank-logo{padding:16px}.bank-logo img{height:46px}}
@media(max-width:600px){.header nav{top:80px;left:0;right:0;padding-inline:24px}.breadcrumb{font-size:12px;gap:8px;padding-block:22px 32px}.inner-hero-grid{display:flex;flex-direction:column;align-items:stretch;gap:44px}.inner-hero h1,.case-detail-intro h1,.privacy-intro h1{font-size:44px;letter-spacing:-.04em}.inner-lead{margin-top:22px;font-size:16px}.service-kicker{font-size:14px;margin-bottom:18px}.inner-hero .button{max-width:none;width:100%;margin-top:28px}.service-document{width:calc(100% - 8px);padding:24px;transform:rotate(1deg);margin-bottom:8px}.service-document h2{font-size:28px;margin-block:24px}.service-document li{font-size:14px;padding:12px 0}.document-end{font-size:14px}.document-head{font-size:12px}.inner-hero{padding-bottom:48px}.info-layout{grid-template-columns:1fr;gap:32px}.info-layout h2{font-size:36px}.section-intro{margin-top:20px;max-width:none}.condition-list>div{gap:18px;padding:22px 0}.condition-list h3{font-size:22px}.condition-list .custom-icon{width:30px;height:30px;flex-basis:30px}.document-checklist{padding:26px 24px}.document-checklist h3{font-size:28px}.document-checklist li{gap:14px;font-size:16px}.work-steps{grid-template-columns:1fr;gap:28px}.work-steps article{display:grid;grid-template-columns:34px 1fr;gap:8px 18px;padding-top:22px}.work-steps .custom-icon{grid-row:1/3;width:32px;height:32px;margin:0}.work-steps h3{font-size:25px}.work-steps p{margin-top:4px;font-size:16px;grid-column:2}.related-section{padding:48px 0}.related-links{grid-template-columns:1fr}.related-links a{font-size:16px;gap:14px;min-height:78px}.related-section h2{font-size:28px}.workflow-list article{gap:18px;padding-block:24px}.workflow-list h3{font-size:24px}.workflow-list p{font-size:16px}.workflow-list .custom-icon{width:28px;height:28px;flex-basis:28px}.prose{font-size:16px}.prose h3{font-size:24px}.editorial-intro{padding:0}.compact-cases{gap:24px}.compact-cases article{grid-template-columns:88px minmax(0,1fr);gap:8px 18px;padding-top:24px;align-items:start}.compact-cases .case-photo{grid-column:1;grid-row:1/4;aspect-ratio:4/5;max-height:120px;height:110px;border-radius:3px}.compact-cases .case-category{font-size:12px;line-height:1.4;margin:0}.compact-cases :is(h2,h3){font-size:21px;line-height:1.2;margin:0;min-height:0;letter-spacing:-.035em}.compact-cases article>.case-description{display:none}.compact-cases .case-read{font-size:14px;line-height:1.3;margin:0;min-height:44px;padding:8px 0;max-width:190px}.compact-cases .case-read .ui-arrow{width:20px;height:20px;flex-basis:20px}.case-detail-lead{font-size:18px;margin-top:24px}.case-facts{gap:24px;justify-content:space-between;padding:28px 0}.case-facts strong{font-size:24px}.case-facts span{font-size:12px}.case-facts>div{max-width:48%}.case-detail-photo{aspect-ratio:4/3;max-height:none}.case-detail-intro .service-kicker{margin-top:0}.contact-directory{grid-template-columns:1fr;gap:30px}.contact-directory>a,.contact-directory>div{gap:16px;padding-bottom:26px}.contact-directory .custom-icon{width:28px;height:28px;flex-basis:28px}.contact-directory strong{font-size:22px}.contact-directory .ui-arrow{width:20px;height:20px;flex-basis:20px}.legal-layout{grid-template-columns:1fr;gap:36px}.legal-layout>nav{display:grid;grid-template-columns:1fr 1fr;gap:12px 20px;font-size:14px;padding-bottom:24px;border-bottom:1px solid #bdd0dd}.legal-layout nav a{min-height:44px}.legal-layout h2{font-size:30px}.privacy-intro{padding-bottom:36px}.privacy-intro h1{font-size:40px}.bank-grid{grid-template-columns:1fr 1fr;gap:0;border-bottom:1px solid #c7d6e1}.bank-logo,.bank-logo:last-child{grid-column:auto;border:0;border-top:1px solid #c7d6e1;height:100px;padding:20px 18px}.bank-logo:nth-child(odd){border-right:1px solid #c7d6e1}.bank-logo:nth-child(even){border-right:0}.bank-logo:nth-last-child(-n+5){border-bottom:0}.bank-logo img{max-width:155px;height:46px}.bank-wordmark{font-size:20px}.mobile-dossier summary{padding:22px 20px;gap:14px;font-size:24px}.mobile-dossier summary .custom-icon{width:28px;height:28px;flex-basis:28px}.mobile-sheet-body{padding:0 20px 24px}.mobile-dossier summary small{font-size:14px}.dossier-end{margin-top:32px}.home-page .dossier-copy .process-notes{gap:10px}.home-page .process-notes>div{padding:18px 16px}.section-heading .text-link{font-size:14px}}
@media(prefers-reduced-motion:reduce) and (min-width:1001px){.notebook-scene{height:auto!important;display:grid!important;grid-template-columns:1fr;gap:24px;transform:none!important}.notebook-sheet{position:relative!important;inset:auto!important;height:auto!important;min-height:0;transform:none!important;opacity:1!important}.notebook-base,.notebook-cover{display:none!important}.dossier-track{height:auto!important}.dossier-sticky{position:static!important;padding-block:80px}}
.service-kicker{color:#476d8d}.inner-hero .service-kicker{color:#b4ccdf}.mega-toggle>svg{width:16px;height:16px;flex:0 0 16px;overflow:visible}.nav-open{overflow:hidden}.hero-folder:hover .ui-arrow{transform:none!important}
.case-detail-photo{height:auto;aspect-ratio:2/1}.hero-folder:hover{background:linear-gradient(115deg,#416f96 0,#2d5679 45%,#1d405e 100%)}
@media(max-width:600px){.case-detail-photo{height:auto;aspect-ratio:4/3}}
